Master Your Money

Unlock the secrets to smart financial management with our eBook, "Cash Flow and Budgeting Essentials."

Download Your Free Guide Now

ActOn Wealth logo

Act On Wealth | December 30, 2024

Protect Your Wealth with Expert Insurance Advice in Melbourne


Why work hard to build wealth if you’re not protecting it? Many insure their cars and homes but forget their greatest asset: themselves. ActOn Wealth offers tailored insurance strategies to safeguard you and your loved ones. Our specialists provide personalised, affordable plans that give peace of mind. Protect your future. Schedule a call today with ActOn Wealth.


Why work hard to build wealth if you’re not protecting it? Many insure their cars and homes but forget their greatest asset: themselves. ActOn Wealth offers tailored insurance strategies to safeguard you and your loved ones. Our specialists provide personalised, affordable plans that give peace of mind. Protect your future. Schedule a call today with ActOn Wealth.
ActOn Wealth logo

"Our insurance advice provides essential peace of mind, offering tailored strategies to protect your wealth and loved ones, ensuring financial security no matter what life brings."

Act On WealthOur insurance advice provides essential peace of mind, offering tailored strategies to protect your wealth and loved ones, ensuring financial security no matter what life brings.

Act On Wealth

Team ActOn Wealth


Tailored Insurance Strategies for Your Financial Security

Our insurance advice specialists are ones you can trust. If you have dependents or rely on your income to support your lifestyle, life insurance and income protection are essential considerations. With years of expertise in insurance and risk management, ActOn Wealths Melbourne-based advisers will develop a personalised, flexible, and affordable insurance strategy to give you peace of mind that you and your family are financially secure.

Protecting What Matters Most

A solid risk management strategy ensures your financial plan progresses even if your income stops. For most people, saving enough to cover unexpected challenges is unrealistic. That's where we come in helping you determine how much risk to transfer to an insurer. Our team will craft an insurance strategy tailored to your needs, giving you the confidence that you and your loved ones are protected no matter what life throws your way. Let us help you create a plan that works for you - contact us today.

Comprehensive Insurance Advice Cover

Our independent and impartial advisers in Melbourne specialise in providing tailored solutions across a range of insurance products, including:

  • Life Insurance: Provides a lump sum benefit to support your family in the event of your death or terminal illness.
  • Income Protection Insurance: Offers an income safety net if you are unable to work due to illness or injury.
  • Total Permanent Disablement TPD: Pays a lump sum if an illness or injury leaves you permanently unable to work.
  • Trauma Insurance: Delivers a lump sum benefit upon diagnosis of a specified medical condition such as cancer, heart attack, or stroke.

Contact the Acton Wealth insurance experts today.

What's Included in Our Professional Insurance Advice? When you work with Acton Wealth, you benefit from:

  • Complementary Needs Analysis: Understand your coverage requirements.
  • Strong Industry Relationships: Access competitive products from trusted insurers.
  • Impartial Advice: Solutions that align with your needs, not a specific provider's agenda.
  • Claims Assistance: Expert guidance through the claims process.
  • Highly Qualified Team: A knowledgeable and experienced group of professionals.
  • Strategic Alignment: Insurance that integrates seamlessly with your financial planning strategy.

Protecting your wealth is just as important as growing it. With years of experience helping Australians secure their financial futures, ActOn Wealth is here to guide you through the process of finding the right insurance cover. Make the rest of your life the best of your life schedule a no-cost, no-obligation meeting today.

8 Reasons You Should Already Have Income Protection Insurance

It's not every day we have eight compelling and very different reasons to suggest doing something, but that alone illustrates the importance of income protection insurance.

  1. You're self-employe: Secure your income when you don’t have access to employer benefits.
  2. Your job is high-risk: Protect yourself in occupations with greater risks.
  3. You've received a promotion or pay rise: Safeguard your increased earning potential.
  4. Your hobbies come with risk: Cover yourself if adventurous activities are part of your lifestyle.
  5. You're planning to get married: Provide financial security for your growing family commitments.
  6. You want to buy a house: Ensure mortgage payments are covered, even if you can’t work.
  7. You want to start a family: Protect your income to support new responsibilities.
  8. You're concerned about your health: Gain peace of mind knowing you’re financially protected.

An Often Forgotten Aspect of Insurance

Comprehensive insurance coverage can be a significant expense however, these costs can be made more affordable by taking advantage of the tax deductions that apply to specific types of insurance, and to some methods of implementing insurance.

Let ActOn Wealth guide you through the complexities of insurance and risk management. Our Melbourne-based team is ready to help you protect what you've worked hard to build.

Schedule a call today.

SEE MORE ON INSURANCE


Total & Permanent Disability Insurance & Claims Guide

In this article, we explain everything you need to know about disability cover and claims. We also explain how our financial planners can help, whether youd like to set up your TPD cover or submit a claim. Whatever you need to know about TPD insurance and claims, find it here or ask our team for more information.


In this article, we explain everything you need to know about disability cover and claims. We also explain how our financial planners can help, whether youd like to set up your TPD cover or submit a claim. Whatever you need to know about TPD insurance and claims, find it here or ask our team for more information.
8 Reasons You Should Already Have Income Protection Insurance

Its not every day we have eight compelling and very different reasons to suggest doing something, but that alone illustrates the importance of income protection insurance.


Its not every day we have eight compelling and very different reasons to suggest doing something, but that alone illustrates the importance of income protection insurance.

Get Tailored Advice


  • Achieve Your Financial Goals with Expert Planning

    Partner with our financial experts who will tailor a strategy to align with your long-term goals. Whether you're planning for retirement, saving for education, or optimising investments, we guide you every step of the way.

  • Tailored Lending Solutions for Every Need

    Explore a range of lending options crafted to fit your financial situation. From first-home buyers to refinancing or investment loans, our team provides the expertise to secure the best rates and terms for you.

  • Expert Property Advice for Buyers and Sellers

    Maximise your property outcomes with our comprehensive advisory services. Whether you're entering the market for the first time or a seasoned investor, get personalised consultations that drive value and results.

Questions
Why Do Medical Professionals Need Specialised Financial Planning Advice?

As a medical professional in Australia, you are in a fairly financially unique and privileged situation. Yet you are not without significant professional risks. At ActOn Wealth, we specialise in understanding these complexities, helping you mitigate risks while maximising your earning potential to secure a prosperous financial future.

How Much Does Financial Advice Cost?

The cost of our wealth planning services depends on the areas of assistance you require and their level of complexity. Rest assured, our financial advisors in Melbourne offer competitive, realistic fees based on your circumstances and needs. Start by arranging a no-cost, no-obligation initial conversation. We can provide you with a solid fee estimate after this meeting.

Can Estate Financial Planning help reduce taxes?

Yes, strategic planning can help minimise your estate taxes. Our financial advisors in Melbourne are skilled at devising tax-efficient estate plans.

What Others Say


★★★★★

I couldn't be happier with my experience with Act on Wealth. My Financial Advisor/Managing Partner Blyth, took the time to thoroughly understand my financial goals and develop a personalised plan that has already shown remarkable results. Blyth's expert advice has helped me make informed decisions, and I've seen a significant improvement in my financial health. Blyth's attention to detail, responsiveness, and proactive approach, has made the entire process smooth and stress-free and I feel confident and secure knowing that my finances are in such capable hands. If you're looking for a reliable, knowledgeable, and professional financial advisor, I highly recommend Act on Wealth- Leading Melbourne Financial Advisor and Planner. They have made a significant positive impact on my financial well-being, and I'm grateful for their exceptional service!


Highly Recommend ActOn Wealth!
I couldn't be happier with my experience with Act on Wealth. My Financial Advisor/Managing Partner Blyth, took the time to thoroughly understand my financial goals and develop a personalised plan that has already shown remarkable results. Blyth's expert advice has helped me make informed decisions, and I've seen a significant improvement in my financial health. Blyth's attention to detail, responsiveness, and proactive approach, has made the entire process smooth and stress-free and I feel confident and secure knowing that my finances are in such capable hands. If you're looking for a reliable, knowledgeable, and professional financial advisor, I highly recommend Act on Wealth- Leading Melbourne Financial Advisor and Planner. They have made a significant positive impact on my financial well-being, and I'm grateful for their exceptional service!
★★★★★

I was given a lot off choices and advice on the pros/cons off how to invest with the best possible outcome for my situation and with the choice off being in charge off my own investing, but with there help. Matt understands as do I that there are NO guarantees on such a vulnerable market as it stands today. Very happy with the advice and outcome. I was very hesitant at first because I live in QLD and ActOn Wealth are in Melbourne Victoria, but being able to FaceTime and talk one on one makes life so much easier and they are always available on the day in most cases but like a lot off businesses, only time will tell how good they are. But at this stage and after going to there office I’m feeling very comfortable and would highly recommend.


Super Investment Advice
I was given a lot off choices and advice on the pros/cons off how to invest with the best possible outcome for my situation and with the choice off being in charge off my own investing, but with there help. Matt understands as do I that there are NO guarantees on such a vulnerable market as it stands today. Very happy with the advice and outcome. I was very hesitant at first because I live in QLD and ActOn Wealth are in Melbourne Victoria, but being able to FaceTime and talk one on one makes life so much easier and they are always available on the day in most cases but like a lot off businesses, only time will tell how good they are. But at this stage and after going to there office I’m feeling very comfortable and would highly recommend.
★★★★★

Anthony and the team were very thorough and opened our awareness to several areas of our personal finances which we had overlooked, specifically our super and insurance.


Professional And Experts In The Business
Anthony and the team were very thorough and opened our awareness to several areas of our personal finances which we had overlooked, specifically our super and insurance.

Explore more insurance



Secure your wealth: Life insurance safeguards your familys future.

Secure your wealth: Life insurance safeguards your familys future.

Protect Your Wealth with Expert Insurance Advice in Melbourne

Protect Your Wealth with Expert Insurance Advice in Melbourne

ActOn Wealth – Act on Your Future